Rates & Insurance

I believe mental health care should be transparent, accessible, and free of surprises, starting with a clear understanding of your investment.

Private Pay Rates

  • Individual Therapy (60 minutes): $100 per session

  • Intake Sessions (60-90 minutes): $150 per session

Payment is due at the time of service unless otherwise arranged. Questions about the difference between regular individual sessions and intake sessions? Click here.

Insurance

I am credentialed through Headway, a platform that makes it simple to use your in-network benefits for therapy. At this time, I accept several major insurance plans through Headway, including Aetna, Ascension (SmartHealth), Carelon Behavioral Health, Cigna, and Quest Behavioral Health. You can view my Headway profile, check your coverage, and request an appointment directly using this link.

Out-of-Network Benefits

If I am not in-network with your insurance, you may still be able to use your benefits through “out-of-network” coverage. Many plans will reimburse a portion of your session fee after you meet your deductible. I can provide a superbill (a detailed receipt) that you can submit to your insurance company for potential reimbursement.

Tip: Call your insurance provider to ask about your out-of-network mental health benefits before scheduling.

Payment Methods

If you are not using your insurance benefits, full payment is expected at the beginning of the session. A back up payment method is required for services, and failure to pay on accounts may lead to future cancellations until the balance is paid in full.

The following forms of payment are accepted:

  • Debit & Credit Cards

  • HSA/FSA Cards

  • Secure Online Payments through my client portal

Cancellation Policy

Your appointment time is reserved just for you. Cancellations with less than 24 hours’ notice will be charged the full session fee ($100).

Sliding Scale & Reduced Rates

I have limited sliding scale spots available based on financial need. Please inquire during your consultation if cost is a concern and we can discuss options.

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a “Good Faith Estimate” explaining the expected cost of your mental health care.

  • You will receive a written estimate before your first appointment if you are not using insurance or are paying out-of-pocket.

  • This estimate will include the cost per session, the number of sessions we expect, and your total estimated cost.

  • If you receive a bill that is at least $400 more than your estimate, you can dispute the charge.

For more information, visit www.cms.gov/nosurprises.

Ready to take the next step?

Schedule a Consultation to see if we’re a good fit. I’m happy to answer questions about rates, insurance, and payment options so you can feel confident moving forward.

Logo of Catalyst Counseling & Mental Health featuring a purple triangle with radiating lines and the slogan "Care without judgment. Change without limits."

Providing online therapy for adults across Missouri.

Contact

Mailing address:

Catalyst Counseling and Mental Health
231 S Bemiston Ave Ste 850 # 915539
Saint Louis MO 63105

P: 636-206-6315

E: stevie@catalystcounselingmo.org